What benefit will pay part of your wages if you have to miss work because you were injured on the job?

What benefit will pay part of your wages if you have to miss work because you were injured on the job?

• A. Unemployment compensation
• B. Disability insurance
• C. Worker's Compensation
• D. Health insurance

Answer: (C)

Worker's Compensation provides financial assistance to employees who miss work due to injuries sustained while performing their job duties. This type of insurance is specifically designed to cover medical expenses and a portion of lost wages resulting from workplace injuries or illnesses. It ensures that employees receive support during their recovery period, thus allowing them to focus on healing without the added stress of financial instability. In this context, the other options serve different purposes. Unemployment compensation typically assists individuals who are out of work due to reasons other than job-related injuries, ensuring financial support while they seek new employment. Disability insurance generally provides income replacement for individuals unable to work due to non-work-related medical conditions. Health insurance helps cover medical expenses but does not directly provide wage replacement for missed work due to injury.

Worker's Compensation provides financial assistance to employees who miss work due to injuries sustained while performing their job duties. This type of insurance is specifically designed to cover medical expenses and a portion of lost wages resulting from workplace injuries or illnesses. It ensures that employees receive support during their recovery period, thus allowing them to focus on healing without the added stress of financial instability.

In this context, the other options serve different purposes. Unemployment compensation typically assists individuals who are out of work due to reasons other than job-related injuries, ensuring financial support while they seek new employment. Disability insurance generally provides income replacement for individuals unable to work due to non-work-related medical conditions. Health insurance helps cover medical expenses but does not directly provide wage replacement for missed work due to injury.